Jennifer Erbrick's Blog

Posted on 06/28/2020
Kitchen Cabinet Update: All New or Refreshed?
Photo by Jafar Mansuri on Unsplash To resurface or replace? That's the question. Consider replacing if: They have significant water or humidity damage. They're poorly constructed and/or falling apart. The design frustrates. You could do better starting over. The style can't be easily updated, for example, floral moldings. The cost to refinish is more than new cabinets. It...
Decorating
Cabinets
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Posted on 06/21/2020
Financing Your Mortgage through a Credit Union
Image by Burst from Pexels Buying a home is an exciting time. As you start to comb through listings and decide you’re ready to take the plunge to purchase, you’ll want to pursue getting pre-approved for a mortgage. This way, you'll know how much you're approved for and can shop for homes within your price range. Additionally, having...
Home Mortgage
Mortgage Loan
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Posted on 06/14/2020
Five Strategies for Creating a Welcoming Foyer
Image by Lisa Fotios via Pexels If you're like many busy homeowners, the foyer of your home is sometimes treated as an afterthought. It probably contains functional items such as a coat rack and a place to put shoes, but it may lack the aesthetics necessary to provide an inviting introduction to your home. Fortunately, strategies exist designed...
Decor
Home Improvement
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Posted on 06/07/2020
Tips for House Sellers: Use Curb Appeal to Your Advantage
For home sellers, getting the best price for your residence likely will require you to upgrade your house's curb appeal. If you dedicate time and resources to bolster your home's curb appeal, you may be better equipped than ever before to enjoy a successful property selling experience. Now, let's take a look at three tips to help you improve...
Tips On Selling
Selling Your Home
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Posted on 05/31/2020
Want to Improve Your Workspace? Add LEDs Under Your Cabinets
Image by StockSnap from Pixabay Your kitchen is the ultimate workspace, but only if it has the lighting needed to properly illuminate your work area. Without the right lighting, you could end up fumbling through your tasks, failing to complete them to the best of your ability. Thankfully, resolving that problem is as easy as installing LEDs under...
LED Lighting
Lighting
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Posted on 05/24/2020
Adding Vintage Style to A Modern Home
Photo by Alex Qian from Pexels Whether you’re remodeling your home or building one from scratch there are a few vintage features you may want to incorporate. No matter the style of your home—modern, traditional, country chic—these additions can fit seamlessly in your house. Work with your architect to see how you can add these details to your...
Home Remodel
Home Renovations
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Posted on 05/17/2020
Is Buying a Home Easy?
There is no one-size-fits-all plan to find and purchase a home. In some instances, a buyer instantly discovers a great residence at a budget-friendly price. Or, in other cases, it may take a buyer many weeks or months to find the perfect house. Although the homebuying journey varies from person to person, there are several things that a buyer...
Buying A Home
Buyer Tips
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Posted on 05/10/2020
When Should You Check Your Credit Score?
Photo by Andrey_Popov via Shutterstock Federal law allows you to get your credit report free once per year. To do so, go to annualcreditreport.com and request your report. You need to do this at least once a year so that you can correct any errors or missing information. Differences Between Credit Report & Credit Score You typically have...
Credit Score
Credit Score
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Posted on 05/03/2020
4 Fun Ways to Start Saving for Your Down Payment
Image by Gino Crescoli from Pixabay Although a 20 percent down payment is no longer the norm, you still need to save a considerable amount to cover all the initial costs of buying a home. With median down payments at seven percent, a $250,000 home will require a down payment of $17,500. Plus, you need to have funds...
Saving Money
Downpayment
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Posted on 04/26/2020
How Should You Promote Your Residence to Buyers?
Promoting a house to potential buyers sometimes can be difficult. Fortunately, there are lots of things that you can do to stir up interest in your residence. Now, let's take a look at three tips to help you promote your residence to buyers. 1. Upgrade Your Home's Curb Appeal Amazing curb appeal is essential, particularly for a seller who...
Tips On Selling
Selling Your Home
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Posted on 04/19/2020
Home Financing - PMI and Down Payments
Image by Charles 🇵🇭 from Unsplash Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up that hefty...
PMI
Mortgage
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Posted on 04/12/2020
How to Pay Off a Mortgage Early
Image by mohamed Hassan from Pixabay One of the critical steps involved in looking for a home is the process of negotiating for a mortgage. Many people dread this process because they find out exactly how much money they are going to have to pay each month. At the same time, this is also an opportunity for people...
Pay Off Mortgage Early
Save On A Mortgage
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